Your Dream Home Starts Here
Whether you’re buying your first home, upgrading to fit your growing family, or investing in property, our mortgage solutions are designed to help make home ownership possible — and easier — for you.
What We Offer
We provide flexible mortgage options tailored to your financial goals and lifestyle, with competitive interest rates and personalized support at every step.
Our Mortgage Solutions Include:
- First-time Home Buyer Loans
- Land Purchase Loans
- Home Construction Loans
- Mortgage Refinancing
- Home Equity Loans (against the value of your property)
Why Choose Our Mortgage?
- Competitive Interest Rates
- Flexible Repayment Terms – up to 30 years*
- Up to 95% financing available
- Quick, stress-free application process
What You'll Need To Apply
To get started with your mortgage application, you will need:
- Proof of income (e.g. 2 recent pay slips & job letter)
- A valid form of ID
- A completed loan application form
- Valuation and sale agreement (for purchases)
- Approved house plans
- Statement of existing mortgage (for refinancing) & recent property valuation
Not sure where to start? Our loan officers are happy to walk you through your options and help you choose the right mortgage for your needs. Contact us at credit@betcul.com or call 430-8870 to make an appointment.